Authorize Bank Account Management Without Leaving Home

Yes, you can design the power with the scope you want. You can limit it to:

• A single specific bank account (indicating the account number)
• All accounts at a specific institution
• A specific type of operation (inquiries only, payments only, etc.)
• All your accounts without restriction

You decide exactly what powers you grant and over which accounts.

No. This power is designed exclusively for operational bank account management: payments, transfers, inquiries, deposits, and direct debits.

To take out financial products such as loans, mortgages, investments, or credit lines, a specific notarial power with express powers is needed. This protects you from unauthorized operations.

Yes, you can revoke the power whenever you wish without needing justification. The process is simple:

1. You sign a deed of revocation before a notary (can also be done online)
2. The notary communicates the revocation to the corresponding registry
3. You must also inform the banking institutions where the power operates

From the moment of revocation, the attorney-in-fact loses all granted powers.

The power has full validity throughout Spanish territory and in all banking institutions headquartered in Spain.

To use it abroad, normally the following is required:

• Hague Apostille: for countries that are signatories to The Hague Convention (most of them)
• Diplomatic legalization: for countries not signatories to the convention
• Sworn translation: if the official language of the country is not Spanish

We can advise you on the additional procedures according to the destination country.

By default, the power does not have automatic expiration. It remains valid until:

• The grantor expressly revokes it
• The grantor or attorney-in-fact passes away
• A terminating condition established in the document is fulfilled

However, you can establish a limited time validity if you prefer (for example, valid only for one year or until a specific date). This is useful for temporary situations such as country absences for a determined time.

The required documentation is minimal:

• Your ID, NIE, or passport currently valid (scanned or clear photo)
• Attorney-in-fact details: full name and valid identity document
• Account information: account numbers and institutions (if you want to limit the power)
• Digital certificate or electronic ID: for digital signature, or availability for videoconference with notary

You don't need bank certificates or additional complex documentation.

The complete process is usually completed in 24-48 business hours from when you send the documentation:

• Day 1: We review your documentation and prepare the power draft
• Day 1-2: We coordinate the signature with the notary (videoconference or digital certificate)
• Day 2: You receive the notarial power of attorney in digital format with immediate validity

In urgent cases, we can expedite the process. The power has legal validity from the moment you sign it before the notary.

Yes. Banking institutions are obligated to accept validly granted notarial powers of attorney. It is a document with full legal validity that they cannot reject without justified cause.

Some institutions may request:

• Certified copy of the power (the notary can provide it)
• Verification that the power has not been revoked
• Internal registration of the attorney-in-fact in their systems

But they cannot require their own power models or put unjustified obstacles. If you have problems, the notary can intervene to validate the document.

The cost depends on several factors:

• Scope of the power (general or specific)
• Number of attorneys-in-fact
• Complexity of the powers
• Need for additional certified copies

Notarial fees in Spain are officially regulated. Being an online process, you save on travel and waiting times.

Contact us to receive an exact quote without obligation. We will send you a detailed quote according to your specific needs.

Yes, you can appoint several attorneys-in-fact. Additionally, you can establish how they must act:

• Jointly: all attorneys-in-fact must act together (greater security)
• Severally: each attorney-in-fact can act independently (greater agility)
• Subsidiarily: one attorney-in-fact only acts if the first one cannot

The choice depends on your situation and the level of control you want to maintain. We advise you on the best option for your case.

No, the attorney-in-fact does not need to be present or sign the document. You only need to sign before the notary to grant the power.

However, the attorney-in-fact will need to:

• Accept the position (can be done at a later time)
• Identify themselves at the bank when they will operate
• Present the notarial power of attorney at the banking institution

This greatly simplifies the process, especially if the attorney-in-fact resides in another city or country.